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FinanceFirst Research

America's Electric Bill Report 2025: Every State and Utility, Ranked

An original analysis of EIA's final 2025 utility data: average residential bills for all 50 states, D.C. and 1,312 utilities and providers, with inflation, income and grid-region comparisons

Data through 2025 (EIA-861 final data, released October 7, 2026); monthly prices through July 2026 (EIA-861M, preliminary); income 2024 (ACS)Latest official release: October 8, 2026Version 1.0

By 16 min read13 sources

Executive summary

What this report finds

The average U.S. residential electricity customer paid $150.68 a month in 2025, 5.9% more than in 2024 and more than twice the pace of inflation. Customers paid $17.5 billion more than a year earlier. Bills rose fastest in the PJM region (11.6% vs 4.6% elsewhere), 24 utilities raised average bills 20% or more, and the average residential price was 6.9% higher from January to July 2026 than a year earlier.

Start here

The 90-Second Briefing

The average U.S. residential electricity customer paid $150.68 a month in 2025, up from $142.26 in 2024. That 5.9% increase was more than twice the 2.6% rise in overall consumer prices. Across 144.8 million residential accounts, customers paid $261.8 billion for electricity, $17.5 billion more than a year earlier. [1] [4]

FinanceFirst rebuilt every state average from the U.S. Energy Information Administration's final 2025 utility filings, released October 7, 2026, and checked the method against EIA's own published figures for 2024 and 2025. Average bills, prices and usage matched for all 50 states, D.C. and the U.S. total. Then we went one level deeper: 1,312 utilities and retail providers, so readers can look up the company that actually sends their bill.

At a glance

Key findings

  • $150.68↗

    Average monthly residential bill, 2025

    Up 5.9% from $142.26 in 2024

  • $17.5 billion↗

    More in residential revenue than 2024

    $14.6 billion of it from higher average bills

  • +5.9% vs 2.6%↗

    Bill growth vs overall inflation

    More than twice the CPI-U increase

  • +11.6%↗

    Bill change in the PJM region

    Versus +4.6% in the rest of the U.S.

  • +23.7%↗

    Largest increase: District of Columbia

    New Jersey +17.5%, Illinois +15.1%

  • 24↗

    Utilities with 20%+ one-year increases

    Billing 8.0 million customers

  • 3.37%↔

    Bill-to-income ratio in Mississippi

    Highest in the U.S.; national 2.22%

  • +6.9%↗

    Price change, Jan to Jul 2026

    Higher in 47 states and D.C.

Definitions readers asked us to clarify

Questions readers asked

Average bill or rate?

The figures are average bills: revenue divided by customers. They combine price and use, so they are not a utility's tariff rate.

Why does my utility's number differ from my bill?

Averages include every residential account, from small apartments to large homes, and reflect the whole year. Your bill depends on your use, rate plan, taxes and fees.

Why are some big utilities marked with a dagger?

In retail-choice states, the utility's bundled numbers cover only customers on its standard supply. Customers buying from a competitive supplier are excluded from those rows.

Ungated research data

Download state electric bills, 2019-2025

Average monthly residential bill, price, use, inflation-adjusted change, share of median income, 2026 price change and ranks for all 50 states, D.C. and the U.S. Utility, grid-region and validation files are listed in the report.

Download CSV
Table of contents
  1. The 90-Second Briefing
  2. Nine Findings From the 2025 Data
  3. The National Bill: $150.68 a Month
  4. Average Electric Bill by State, Ranked
  5. The PJM Split: Bills Rose 2.5 Times as Fast
  6. Find Your Utility
  7. Which Utilities Raised Bills the Most
  8. The 15 Largest Utilities by Bundled Residential Customers
  9. Where the Bill Is Largest Relative to Income
  10. 2026 So Far: Prices Are Still Climbing
  11. What Households Can Do About a Rising Bill
  12. Download the Data
  13. Related FinanceFirst Research
  14. Cite This Research
  15. Sources

Nine Findings From the 2025 Data

  1. A $150.68 average bill. The U.S. average monthly residential bill rose 5.9% in 2025, to $1,808 a year. After inflation, the increase was 3.2%. [1]
  2. $17.5 billion more for residential electricity. Residential revenue reached $261.8 billion, up from $187.4 billion in 2019. About $2.8 billion of the one-year increase reflects 1.7 million more customer accounts; the remaining $14.6 billion reflects higher average bills.
  3. Most of the increase came from higher prices. The average price rose 4.6%, from 16.48 cents to 17.23 cents per kWh, while average use rose 1.3%, to 874 kWh a month.
  4. Bills rose in 46 states and D.C. They fell only in Nevada (17.4%), California (3.8%), Hawaii (2.0%) and Arizona (1.9%). Bills rose faster than inflation in 39 states and D.C.
  5. The PJM region broke away. In the area served by the PJM grid, 27.9 million residential customers saw average bills rise 11.6%, versus 4.6% in the rest of the country. PJM customers went from paying less than the rest of the U.S. in 2024 ($136.53 vs $143.64) to paying more in 2025 ($152.36 vs $150.28).
  6. D.C., New Jersey and Illinois led. Average bills rose 23.7% in the District of Columbia, 17.5% in New Jersey and 15.1% in Illinois.
  7. 24 utilities raised average bills 20% or more in one year. They bill 8.0 million residential customers. Across 880 comparable utilities, the median change was 5.9% and the customer-weighted average 6.4%; 640 posted increases above inflation.
  8. The bill weighs most in the South. In Mississippi, the average annual bill equals 3.37% of median household income, against 2.22% nationally.
  9. 2026 is running higher again. From January through July 2026, the average residential price was 6.9% higher than in the same months of 2025, with increases in 47 states and D.C. [2]

The National Bill: $150.68 a Month

In 2019, the average U.S. residential customer paid $115.49 a month for electricity. By 2025 the average was $150.68, 30.5% higher. Overall consumer prices rose 25.9% over the same six years, so the inflation-adjusted increase since 2019 is 3.6%. [4]

The six-year view hides the shape of the climb. Bills jumped in 2022, flattened in 2023 and then accelerated again, rising 4.0% in 2024 and 5.9% in 2025. The 2025 increase was the largest since 2022.

The consumer price index for electricity points the same way: the average of the 11 monthly values BLS published for 2025 was 4.6% above the 2024 average. [5] [7] That index tracks the price of a fixed amount of electricity. The EIA averages in this report also capture changes in how much customers used.

Use our 50/30/20 budget calculator to see where a higher electric bill fits among your needs, and the Cost-of-Living and Budget Pressure report for how housing, food and utilities combine in each state.

The average bill outran inflation

Average monthly U.S. residential bill, 2019 to 2025, compared with the 2019 bill grown at the CPI-U inflation rate.

View chart data
Period or categoryActual average bill ($/month)2019 bill adjusted for inflation ($/month)
2019115.49115.49
2020117.46116.91
2021121.01122.41
2022135.25132.2
2023136.84137.65
2024142.26141.71
2025150.68145.43
Source: EIA Form EIA-861 and BLS CPI-U; FinanceFirst calculations

Average Electric Bill by State, Ranked

Bills are highest where prices are high, where homes use a lot of power, or both. Hawaii ($207.89) and Connecticut ($206.46) top the list mainly on price: 40.40 and 29.31 cents per kWh, against 17.23 cents nationally. Alabama ($184.31) ranks high on use instead, averaging 1,145 kWh a month at a price of 16.09 cents. New Mexico ($94.65) and Utah ($99.06) have the lowest average bills.

The largest one-year increases were in District of Columbia (23.7%), New Jersey (17.5%), Illinois (15.1%), Indiana (12.5%), Pennsylvania (11.5%), Maryland (11.2%), New York (10.9%) and Maine (10.5%). Six of those eight sit wholly or partly inside the PJM region, covered in the next section.

Nevada moved the other way. Its average bill fell 17.4% as its average price fell 11.6% and use fell 6.7%. State names in the table link to FinanceFirst's cost-of-living guide for that state.

Average monthly residential electric bill by state, 2025, ranked from highest to lowest
RankState2025 billChange from 2024Change since 2019Price (cents/kWh)Use (kWh/month)Bill-to-income ratio
1Hawaii$207.89-2.0%+23.6%40.405152.48%
2Connecticut$206.46+3.4%+37.0%29.317042.58%
3Maryland$184.42+11.2%+44.2%19.539442.15%
4Alabama$184.31+6.2%+22.5%16.091,1453.32%
5Massachusetts$181.08+8.3%+43.8%30.415962.07%
6Texas$170.95+4.4%+27.5%15.401,1102.57%
7Florida$167.86+7.5%+29.5%15.211,1032.59%
8Mississippi$166.05+7.2%+22.2%14.031,1843.37%
9Rhode Island$165.62+2.0%+36.2%29.485622.38%
10West Virginia$165.13+6.7%+35.5%15.391,0733.26%
11Virginia$163.05+9.6%+20.4%15.281,0672.12%
12Pennsylvania$161.90+11.5%+40.2%19.298392.51%
13South Carolina$161.21+7.8%+11.4%15.121,0662.67%
14Georgia$158.70+4.9%+20.4%14.741,0772.38%
15Delaware$157.80+4.6%+32.4%17.159202.16%
16Arizona$157.15-1.9%+24.6%15.261,0302.31%
17New Hampshire$156.94+8.3%+30.7%24.536401.89%
18Tennessee$156.03+8.9%+17.9%13.221,1802.60%
19New York$154.75+10.9%+49.4%26.395862.16%
20California$154.73-3.8%+51.8%31.354941.85%
21Louisiana$153.32+8.8%+27.0%12.521,2253.02%
22New Jersey$150.59+17.5%+43.3%22.486701.73%
23Indiana$149.72+12.5%+24.0%15.969382.50%
24Ohio$147.74+9.3%+36.6%16.908742.46%
25Maine$147.67+10.5%+46.9%27.695332.32%
26Alaska$147.18+2.5%+15.6%26.115641.85%
27North Carolina$146.14+1.8%+18.6%14.001,0442.37%
28Kentucky$143.72+7.4%+19.7%13.131,0942.67%
29Oklahoma$140.52+6.4%+23.3%13.211,0642.55%
30District of Columbia$140.05+23.7%+43.5%21.926391.53%
31Arkansas$138.42+7.2%+26.4%12.871,0762.67%
32Missouri$137.97+6.8%+17.1%13.301,0372.31%
33Vermont$134.78+7.3%+38.7%22.795911.96%
34Oregon$133.89+3.3%+33.4%15.468661.89%
35South Dakota$131.10+2.6%+8.7%13.329842.05%
36Michigan$127.17+6.6%+26.9%20.036352.11%
37Illinois$126.59+15.1%+37.0%17.677161.83%
38Kansas$126.42+2.0%+11.6%14.448762.01%
39North Dakota$126.40+6.8%+10.6%11.821,0701.95%
40Washington$124.41+9.4%+31.7%13.179451.50%
41Wisconsin$120.60+8.8%+26.3%18.086671.87%
42Minnesota$117.67+6.9%+18.8%15.837441.62%
43Iowa$117.30+5.2%+8.6%13.628611.86%
44Nebraska$117.23+6.3%+8.5%12.059731.84%
45Nevada$115.07-17.4%+7.7%13.268681.70%
46Wyoming$111.59+3.7%+15.6%13.378351.77%
47Montana$110.80+2.7%+16.1%12.998531.76%
48Idaho$110.36+1.5%+17.6%11.839331.63%
49Colorado$103.30+2.7%+24.4%15.696581.28%
50Utah$99.06+4.8%+31.0%13.027611.23%
51New Mexico$94.65+1.9%+18.3%14.856381.67%
United States$150.68+5.9%+30.5%17.238742.22%

Bill-to-income ratio divides the 2025 average annual bill, a mean across customers, by 2024 median household income from the Census Bureau's American Community Survey. The 2024 survey is the latest available; Census has not set a release date for 2025 estimates. [6] [13]

The 15 largest one-year bill increases

Percent change in the average monthly residential bill, 2024 to 2025.

View chart data
Period or categoryBill change, 2024 to 2025
D.C.23.7%
New Jersey17.5%
Illinois15.1%
Indiana12.5%
Pennsylvania11.5%
Maryland11.2%
New York10.9%
Maine10.5%
Virginia9.6%
Washington9.4%
Ohio9.3%
Tennessee8.9%
Wisconsin8.8%
Louisiana8.8%
New Hampshire8.3%
Source: U.S. Energy Information Administration, Form EIA-861; FinanceFirst calculations

The PJM Split: Bills Rose 2.5 Times as Fast

EIA's files record the balancing authority, the grid operator that balances supply and demand, for each utility's customers. That makes it possible to compare regions that cross state lines. The clearest break in 2025 follows the footprint of PJM Interconnection, which coordinates wholesale electricity in all or parts of 13 states and the District of Columbia, from New Jersey to Illinois. [12]

Average residential bills in the PJM region rose 11.6% in 2025, compared with 4.6% everywhere else. PJM customers paid $136.53 a month in 2024, less than the rest of the country's $143.64. In 2025 they paid $152.36, more than the rest of the country's $150.28. Over two years, average PJM bills are up 19.5%.

What the data cannot show is why. One relevant input: PJM's capacity auction, which sets what is paid to keep enough generating capacity available, cleared at $269.92 per megawatt-day for June 2025 through May 2026, up from $28.92 the year before. [8] That price took effect June 1, 2025, so it could reach at most seven months of 2025 bills, and how it passes through to households varies with each state's default-service rules. The next auction cleared at the $329.17 cap for the year starting June 2026; PJM said that could raise some customers' bills by 1.5% to 5%. [9] Fuel, transmission, distribution investment and state policy also feed into bills. This report measures what customers paid, not the share attributable to any one cause.

Bills rose fastest in the PJM region

Percent change in the average monthly residential bill, 2024 to 2025, for the ten largest balancing authorities by residential customers.

View chart data
Period or categoryBill change, 2024 to 2025
PJM11.6%
MISO8.6%
California ISO-6.4%
ERCOT (TX)4.2%
New York ISO10.7%
Southern Co.5.2%
SPP5.1%
ISO New England6.7%
FPL (FL)5%
TVA9%
Source: U.S. Energy Information Administration, Form EIA-861; FinanceFirst calculations

Find Your Utility

State averages blend dozens of utilities with very different bills. The explorer below covers 1,261 utilities that both supply and deliver power to at least 1,000 residential customers, plus 51 Texas retail electric providers. Choose a state or search by name to see a provider's average bill in 2024 and 2025, the change and its average price.

The full table, including EIA utility ID numbers, ownership type, usage and 2023 figures, is in the downloads section.

Find your utility

Average monthly residential bill for more than 1,300 utilities and Texas retail providers that bill households for both power and delivery, from EIA's final 2025 data. Pick your state or type your utility's name.

Loading utility data…

Average bill = residential revenue ÷ residential customers ÷ 12; it reflects both price and how much electricity customers used. Change columns list only utilities with 10,000+ customers and stable reporting since 2023. † In retail-choice areas, figures cover customers on the utility's standard supply; customers of competitive suppliers are excluded. ‡ Texas retail electric providers; their bills include pass-through delivery charges.

Download all utilities (CSV)

Which Utilities Raised Bills the Most

To compare utilities fairly, rankings use a comparable set: 880 utilities with at least 10,000 residential customers, observed rather than imputed 2025 data, and customer counts that changed by less than 25% since 2023. Together they bill 114.4 million residential customers. Counts below treat each utility equally, so the customer totals show how many accounts each group covers.

  • 24 utilities raised their average residential bill by 20% or more from 2024 to 2025. They bill 8.0 million customers.
  • 190 utilities billing 33.4 million customers posted increases of 10% or more.
  • 89 utilities billing 20.8 million customers are up 20% or more over two years.
  • 111 utilities billing 19.2 million customers saw average bills fall.

Among utilities with 100,000 or more residential customers, these posted the largest one-year increases:

Largest one-year increases in the average residential bill, utilities with 100,000+ customers
UtilityStateResidential customers2024 bill2025 billBill changePrice changeUse change
PacifiCorpWA114,998$130.84$166.84+27.5%+29.3%-1.4%
New York State Elec & Gas Corp †NY747,709$132.40$168.05+26.9%+23.3%+3.0%
Potomac Electric Power Co †DC291,516$98.17$123.11+25.4%+25.3%+0.1%
Duke Energy Indiana, LLCIN808,572$120.26$148.57+23.6%+17.5%+5.2%
Public Service Elec & Gas Co †NJ1,978,222$115.47$140.45+21.6%+22.6%-0.8%
Avista CorpWA247,159$106.95$129.76+21.3%+19.3%+1.7%
Tri-County Electric Coop, Inc (TX)TX117,857$188.12$227.78+21.1%+19.1%+1.7%
Commonwealth Edison Co †IL3,020,130$88.72$107.32+21.0%+16.4%+3.9%
Rochester Gas & Electric Corp †NY302,692$127.28$153.76+20.8%+17.3%+3.0%
Cleco Power LLCLA252,816$150.02$177.57+18.4%+15.7%+2.3%
Niagara Mohawk Power Corp. †NY1,449,428$109.74$129.73+18.2%+15.5%+2.4%
Northern Indiana Pub Serv CoIN433,889$125.77$148.15+17.8%+15.5%+2.0%
Jersey Central Power & Lt Co †NJ955,852$123.82$144.81+17.0%+17.5%-0.5%
Tampa Electric CoFL768,806$165.79$193.55+16.8%+18.1%-1.1%
Orange & Rockland Utils Inc †NY193,698$156.25$181.87+16.4%+12.4%+3.5%

These large utilities posted the largest decreases, mostly where both prices and usage fell:

Largest one-year decreases in the average residential bill, utilities with 100,000+ customers
UtilityStateResidential customers2024 bill2025 billBill changePrice changeUse change
Nevada Power CoNV933,357$146.89$114.92-21.8%-14.7%-8.3%
Orlando Utilities CommFL254,552$149.91$128.69-14.2%-13.3%-1.0%
Pacific Gas & Electric Co. †CA1,738,444$198.05$173.95-12.2%-5.3%-7.2%
Sierra Pacific Power CoNV334,961$99.68$90.55-9.2%-6.0%-3.4%
Southern California Edison Co †CA3,262,177$164.02$149.07-9.1%-2.9%-6.4%
Tucson Electric Power CoAZ416,268$125.10$116.62-6.8%-4.8%-2.1%

† In retail-choice states, a utility's bundled figures cover only customers on its standard supply; customers who buy power from a competitive supplier are excluded. Use change reflects weather as well as household behavior.

The 15 Largest Utilities by Bundled Residential Customers

Ranked by residential customers who buy both power and delivery from the utility, the 15 largest utilities in the comparable set bill 34.8 million customers. Utilities that mainly deliver power bought from other suppliers, such as Texas transmission and distribution companies, are not in this ranking; their delivery charges are in the downloads.

Average residential bill at the 15 largest utilities in the comparable set, 2024 and 2025
UtilityStateResidential customers2024 bill2025 billBill changePrice changeUse change
Florida Power & Light CoFL5,337,118$154.70$162.38+5.0%+6.6%-1.6%
Southern California Edison Co †CA3,262,177$164.02$149.07-9.1%-2.9%-6.4%
Commonwealth Edison Co †IL3,020,130$88.72$107.32+21.0%+16.4%+3.9%
Consolidated Edison Co-NY Inc †NY2,777,072$130.14$137.10+5.3%+3.0%+2.3%
Georgia Power CoGA2,480,484$153.24$161.13+5.2%+5.1%+0.1%
Virginia Electric & Power CoVA2,408,901$141.63$157.75+11.4%+7.8%+3.3%
DTE Electric Company †MI2,078,315$122.74$126.06+2.7%+0.6%+2.1%
Public Service Elec & Gas Co †NJ1,978,222$115.47$140.45+21.6%+22.6%-0.8%
Duke Energy Carolinas, LLCNC1,961,108$137.16$133.63-2.6%-3.8%+1.2%
Duke Energy Florida, LLCFL1,819,962$170.34$185.26+8.8%+10.4%-1.5%
Pacific Gas & Electric Co. †CA1,738,444$198.05$173.95-12.2%-5.3%-7.2%
Consumers Energy Co - (MI)MI1,662,741$120.01$134.01+11.7%+8.1%+3.3%
Niagara Mohawk Power Corp. †NY1,449,428$109.74$129.73+18.2%+15.5%+2.4%
Los Angeles Department of Water & PowerCA1,415,602$115.63$124.20+7.4%+11.1%-3.3%
Duke Energy Progress - (NC)NC1,383,941$156.39$158.90+1.6%-2.3%+4.0%

† Standard-supply customers only; see the note above.

Where the Bill Is Largest Relative to Income

A high bill in a high-income state is a different problem from a moderate bill in a lower-income one. Dividing each state's 2025 average annual bill by its 2024 median household income gives a simple bill-to-income ratio. [6]

In Mississippi, the average annual bill of $1,993 equals 3.37% of median household income. Alabama (3.32%) and West Virginia (3.26%) follow. Nationally, the ratio is 2.22%. The ratio combines a mean bill with median income, so it is an indicator for comparing states, not a measure of any household's energy burden.

Where the bill is largest relative to income

Annual 2025 average residential bill as a percent of 2024 state median household income.

View chart data
Period or categoryBill-to-income ratio
Mississippi3.37%
Alabama3.32%
West Virginia3.26%
Louisiana3.02%
South Carolina2.67%
Kentucky2.67%
Arkansas2.67%
Tennessee2.6%
Florida2.59%
Connecticut2.58%
Texas2.57%
Oklahoma2.55%
Source: EIA Form EIA-861 and Census ACS 2024 1-year (B19013); FinanceFirst calculations

2026 So Far: Prices Are Still Climbing

EIA's monthly survey of a sample of utilities runs ahead of the annual census. For January through July 2026, the average U.S. residential price was 18.19 cents per kWh, 6.9% higher than in the same months of 2025. [2]

Prices were higher in 47 states and D.C., led by District of Columbia (17.9%), New Hampshire (15.2%), Maryland (13.6%), Virginia (13.2%) and Ohio (13.0%). They were lower only in Connecticut (7.7%), Rhode Island (1.1%) and Massachusetts (0.3%). Monthly data are preliminary and may be revised.

Prices kept rising in 2026

Change in the average residential price, January to July 2026 versus January to July 2025.

View chart data
Period or categoryPrice change, Jan to Jul
D.C.17.9%
New Hampshire15.2%
Maryland13.6%
Virginia13.2%
Ohio13%
Washington13%
New York13%
Hawaii12.6%
Pennsylvania12.5%
Idaho12%
Montana11.3%
Illinois10.7%
South Dakota10.3%
Maine9.2%
Mississippi9.2%
Source: EIA Form EIA-861M; FinanceFirst calculations

What Households Can Do About a Rising Bill

  1. Compare your use with your state's average. Your bill shows monthly kWh. If you use far more than the state average in the table above, efficiency changes will usually do more than switching plans.
  2. Read the price components. Most bills separate supply (generation) from delivery. In retail-choice states, check whether you are on the utility's standard supply or a competitive contract, and what happens when a fixed-rate contract ends.
  3. Ask about budget billing. Many utilities average payments across the year so summer and winter peaks do not land in a single month. It smooths cash flow; it does not lower the total.
  4. Check energy assistance. The federal Low Income Home Energy Assistance Program helps eligible households pay home energy bills, handle energy emergencies and weatherize homes. Apply through your state or local agency. [10]
  5. Look into weatherization. The Department of Energy says households in its Weatherization Assistance Program save $372 or more a year on average. [11]
  6. Plan for seasonal spikes. Utility bills belong in any emergency fund target; a summer or winter bill well above your monthly average is a cash-flow shock worth planning for.

Download the Data

All files are free to use with attribution to FinanceFirst and a link to this report.

Cite This Research

Plain text

Asim Ahmad. "America's Electric Bill Report 2025: Every State and Utility, Ranked." FinanceFirst Research, version 1.0, October 8, 2026. https://financefirst.co/reports/us-electric-bills-2025

APA

Ahmad, A. (2026, October 8). America's electric bill report 2025: Every state and utility, ranked. FinanceFirst Research. https://financefirst.co/reports/us-electric-bills-2025

Chicago

Ahmad, Asim. "America's Electric Bill Report 2025: Every State and Utility, Ranked." FinanceFirst Research. October 8, 2026. https://financefirst.co/reports/us-electric-bills-2025.

BibTeX

@report{ahmad2026electricbills,
  author = {Ahmad, Asim},
  title = {America's Electric Bill Report 2025: Every State and Utility, Ranked},
  institution = {FinanceFirst Research},
  year = {2026},
  month = {oct},
  url = {https://financefirst.co/reports/us-electric-bills-2025}
}

Technical methods and validation

Data

Annual figures come from EIA Form EIA-861, the annual census of U.S. electric utilities, for 2019 through 2025. The 2025 file is EIA's final data, released October 7, 2026. [1] Monthly 2026 prices come from Form EIA-861M, a sample-based monthly survey. [2] Inflation adjustments use the BLS consumer price index for all urban consumers (CPI-U), U.S. city average, annual averages. [4] Income comes from the Census Bureau's 2024 American Community Survey one-year estimates, table B19013. [6]

Formulas

  • State average monthly bill = residential revenue from bundled, delivery-only and energy-only rows ÷ residential customers on bundled and delivery-only rows ÷ 12. Energy-only rows are excluded from customers and kilowatt-hours because they count the same homes and the same electricity as the delivery utility.
  • Average price = residential revenue ÷ residential kWh on bundled and delivery-only rows. Average use = those kWh ÷ customers ÷ 12.
  • Utility average monthly bill = residential revenue ÷ residential customers ÷ 12, for bundled service only, where one company supplies and delivers power and the bill is complete.
  • Inflation-adjusted change = (bill in year 2 ÷ bill in year 1) ÷ (CPI-U in year 2 ÷ CPI-U in year 1) − 1.
  • Grid region averages apply the state formula to rows grouped by each utility's reported balancing authority. "Rest of the country" is every row outside PJM.
  • Revenue increase split: the part due to more customers = new customers × 2024 average bill × 12; the rest is attributed to higher average bills.
  • 2026 year to date = residential revenue ÷ kWh, January to July, by state, compared with January to July 2025 from the same monthly file.

Validation

Our state formulas reproduce EIA's published residential average bill, average price and average monthly use for all 50 states, the District of Columbia and the U.S. total in both 2024 (Table 5A) and 2025 (the Average_Bill_2025 file), with a maximum difference of 0.000%. [3] The full comparison is published as a download. Utility-level figures use the same revenue and customer fields and are not separately published by EIA.

Comparable utility set

Utility rankings and counts use 880 utilities with at least 10,000 residential customers in 2025, data reported in 2023, 2024 and 2025, observed rather than imputed 2025 data, and a 2025 customer count within 25% of 2023. The rules screen out mergers, reporting changes and very small utilities whose averages swing on a few accounts. Texas retail electric providers and rooftop-solar providers are excluded from the set, because customers move between them.

Limitations

  • An average bill reflects price and consumption, including weather. A mild summer can lower bills without any change in rates.
  • "Customers" are EIA's residential billing accounts, roughly one per home. Averages are means across all accounts, including vacation homes and small apartments, not a median household bill.
  • Revenue is as reported by utilities to EIA. A household's actual bill may differ because of taxes, fees, credits, assistance programs and payment plans.
  • In retail-choice states, a utility's bundled figures cover only standard-supply customers. Customers of competitive suppliers appear in state totals but not in utility rows.
  • BLS did not publish October 2025 CPI data because of the 2025 lapse in federal appropriations; its 2025 annual average uses the 11 published months. A few states' inflation-adjusted changes are close to zero, so small differences in CPI treatment could change their sign. [7]
  • Income is for 2024 and bills for 2025. The bill-to-income ratio combines a mean bill with median income and is an indicator for comparing states, not a measure of hardship.
  • Monthly 2026 data are sample-based and preliminary.
  • The report describes what customers paid. It does not attribute changes to specific causes.

Review and corrections

FinanceFirst built this analysis independently from public federal data. No external approval is claimed, and no utility, grid operator or advocacy group sponsored or reviewed it. Every figure is reproducible from the source files with the published code. We will update the 2026 figures as EIA releases monthly data and publish a 2026 edition after EIA's next annual release. To report an error, use our corrections process.

Sources and data references

Sources are listed for transparency. Data periods may differ, so each chart and claim should be read with its cited date and methodology.

  1. U.S. Energy Information Administration - Annual Electric Power Industry Report, Form EIA-861 detailed data files

    Final 2025 data released October 7, 2026, plus 2019-2024 files: residential revenue, sales and customers by utility, state, service type and balancing authority; service territories; EIA's 2025 average-bill table.

    Accessed October 7, 2026

  2. U.S. Energy Information Administration - Form EIA-861M monthly sales and revenue

    Monthly residential revenue and sales by state used for the January-July 2026 price comparison. Sample-based and preliminary.

    Accessed October 7, 2026

  3. U.S. Energy Information Administration - Electric Sales, Revenue, and Price, 2024

    Table 5A residential average monthly bill, consumption and price by state, used to validate FinanceFirst's 2024 calculations.

    Accessed October 7, 2026

  4. U.S. Bureau of Labor Statistics - Consumer Price Index

    CPI-U all items, U.S. city average, annual averages for 2019-2025 used for inflation adjustment.

    Accessed October 7, 2026

  5. U.S. Bureau of Labor Statistics - CPI electricity index (CUUR0000SEHF01)

    Electricity price index, U.S. city average, used as context for the 2025 price change.

    Accessed October 7, 2026

  6. U.S. Census Bureau - 2024 American Community Survey Summary File

    State and U.S. median household income from table B19013, 2024 one-year estimates.

    Accessed October 7, 2026

  7. U.S. Bureau of Labor Statistics - 2025 Federal Government Shutdown Impact on the CPI: FAQ

    How BLS handled missing October 2025 data and computed 2025 annual averages.

    Accessed October 7, 2026

  8. PJM Interconnection - 2025/2026 Base Residual Auction results (July 30, 2024)

    Capacity price of $269.92/MW-day for June 1, 2025 to May 31, 2026, versus $28.92/MW-day for the prior year.

    Accessed October 7, 2026

  9. PJM Inside Lines - PJM Auction Procures 134,311 MW of Generation Resources (July 22, 2025)

    2026/2027 capacity price at the $329.17/MW-day cap and PJM's estimate of a 1.5%-5% increase in some customers' bills.

    Accessed October 7, 2026

  10. U.S. Department of Health and Human Services - Low Income Home Energy Assistance Program (LIHEAP)

    Federal program helping eligible households pay home energy bills, address energy emergencies and weatherize homes.

    Accessed October 7, 2026

  11. U.S. Department of Energy - Weatherization Assistance Program

    Program overview, including average annual household savings of $372 or more.

    Accessed October 7, 2026

  12. PJM Interconnection - About PJM

    PJM coordinates the movement of wholesale electricity in all or parts of 13 states and the District of Columbia.

    Accessed October 7, 2026

  13. U.S. Census Bureau - Media advisory on 2025 ACS releases (August 4, 2026)

    States that the release date for 2025 ACS one-year estimates is being determined, so 2024 remains the latest available.

    Accessed October 7, 2026

Frequently asked questions about this report

What was the average electric bill in the U.S. in 2025?

The average U.S. residential customer paid $150.68 a month for electricity in 2025, about $1,808 for the year, according to FinanceFirst's analysis of EIA's final 2025 Form EIA-861 data. That was 5.9% more than the $142.26 average in 2024.

Which state has the highest electric bills?

Hawaii had the highest average residential bill in 2025 at $207.89 a month, followed by Connecticut at $206.46 and Maryland at $184.42.

Which state has the lowest electric bills?

New Mexico had the lowest average residential bill in 2025 at $94.65 a month, followed by Utah at $99.06 and Colorado at $103.30.

Where did electric bills go up the most in 2025?

The largest one-year increases were in the District of Columbia (23.7%), New Jersey (17.5%) and Illinois (15.1%). Average bills in the PJM region rose 11.6%, versus 4.6% in the rest of the country.

Why did electric bills rise so fast in the PJM region?

The data show that average bills in the PJM region rose 11.6% in 2025 but cannot show why. One documented input is PJM's capacity auction price, which rose from $28.92 to $269.92 per megawatt-day for June 2025 through May 2026. Fuel, transmission, distribution spending and state default-service rules also affect bills.

Did electric bills rise faster than inflation?

Yes, on average. The U.S. average bill rose 5.9% in 2025 while the CPI-U rose 2.6%, an inflation-adjusted increase of 3.2%. Bills rose faster than inflation in 39 states and D.C.

Why did my electric bill go up?

An average bill changes when the price per kilowatt-hour changes, when you use more electricity, or both. Weather, fuel and wholesale power costs, capacity charges, transmission and distribution investment, and state policy all feed into price. This report measures what customers paid; it does not assign the change to a single cause.

Are electric bills still rising in 2026?

So far, yes. EIA's monthly data show the average residential price from January through July 2026 was 6.9% higher than in the same months of 2025, with increases in 47 states and D.C. The monthly figures are preliminary.

How can I find my utility's average bill?

Use the Find Your Utility explorer in this report, which covers 1,312 utilities and Texas retail providers, or download the full utility CSV. Your own bill depends on your usage, so compare the kWh on your statement with the average shown.

Where can I get help paying my electric bill?

Ask your utility about budget billing, payment plans and assistance programs. The federal Low Income Home Energy Assistance Program, run through state and local agencies, helps eligible households with energy bills and weatherization.

Can I use this data in my article or research?

Yes. All tables are free to download and reuse. Please credit FinanceFirst and link to this report, and keep the data period and limitations with any figure you cite.

How to cite this report

Asim Ahmad. “America's Electric Bill Report 2025: Every State and Utility, Ranked.” FinanceFirst Research, version 1.0, October 8, 2026. https://financefirst.co/reports/us-electric-bills-2025

About the author

Asim Ahmad

Founder and Editor

Asim Ahmad is the founder and editor of FinanceFirst, where he leads editorial standards, consumer-finance research, and data-driven financial education.

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